Privacy policy
Last Updated 13 July 2006
This website is operated by Xbridge Limited on behalf of Lloyds TSB Commercial Finance. For operational and reporting purposes your data may be shared between Lloyds TSB Commercial Finance and Xbridge. In this Privacy Policy, "we" and "us" refers to both Lloyds TSB Commercial Finance and Xbridge Limited.
The Information We Collect
From time to time, as you utilise the Lloyds TSB Commercial Finance website ("the Site"), we will request that you submit certain information to us so that we can serve you better. Specifically, the Site's registration form requires you to give us contact information, financial and demographic information. In addition, our needs assessments that help generate requests for quotes ("RFQ"s) ask for specific information about your business that enables Lloyds TSB Commercial Finance and the other companies appearing on the Site to provide you with quotes. Please be aware, however, that you are under no obligation to provide requested information and you can decline to provide any requested information at any time. However, you may not be able to participate in certain activities at the Site if certain information is not provided.
Use and Disclosure of Information
The information you submit may be used for the administration and operation of this Site and services and products offered through it, to assess the needs of the users of the Site, to select the appropriate services and vendors for you, and to market the services available on the Site and from Lloyds TSB Commercial Finance and the other companies appearing on the Site, and for the purposes set out below, including registration, order processing, surveys, advertising, and compilation of industry statistics.
We may disclose your information to third parties participating in the Site who have provided you with quotes or wish to provide you with quotes for products or services directly related to an RFQ you have submitted on the Site. We will also disclose your information to any successors in title to our business and to suppliers we engage to process data on our behalf. We will also use information internally in the administration of this Site and to send you information about the Site.
Demographic and profile data is also collected at the Site. We may share this data with our website participants to permit them to contact you with information about certain products and services. We use this data to prepare broad aggregate information relevant to website participants, such as industry trends. We may also use and publish all data generated in connection with the Site in any manner provided that your identity remains anonymous.
Order Processing
Financial information is used ONLY to help generate RFQs that enable Lloyds TSB Commercial Finance and the other companies appearing on the Site to provide you with quotes and to process your orders for services. Financial information that is collected from you is used by Lloyds TSB Commercial Finance and the other companies appearing on the Site to check your qualifications and eligibility. It may be necessary for us to verify certain types of financial information before processing your RFQ or order. We will not share your financial information with any other parties unless they need to know the information to process your order.
We will not, without permission, wilfully disclose a participant's financial information to any third party except as provided herein, or when we believe in good faith that it is required by law or regulation (including any relevant stock exchange rules).
Third Party Links
This Site contains links to other websites. We are not responsible for the privacy practices or the content of such other websites. The parties at these linked websites are not under a duty to abide by the Privacy Policy of the Site.
Third Party Participation on Our Web Site
The Site is provided in order to facilitate sharing of information and commerce between website participants. However, we cannot control the way in which our website participants use your information. Please be aware that this Privacy Policy does not apply to information provided to our website participants. The information provided to our website participants will be used by them in accordance with their privacy policy, which may differ from ours.
If you inquire about or participate in a transaction with a third party in one of the marketplaces on the Site, then your identity and information relating to that transaction will be forwarded to such third party.
Cookies
The Site uses cookies to keep track of your identity and selections. Cookies may be used to deliver content specific to your interests and for other purposes. Most browsers allow you to turn off cookies. If you want to know how to do this please look at the help menu on your browser. However, switching off cookies will restrict your use of the Site.
Security
The Site has security measures in place to protect the loss, misuse and alteration of the information under our control. While we seek to protect your personal information, we cannot ensure or warrant the security of any information you transmit, and you do so at your own risk.
Choice/Opt-Out
The Site provides you with the opportunity to opt-out of receiving communications from us about the services available on the Site, at the point where we request information from you. In addition, you may request that we remove your information from our database in order not to receive future communications or to no longer utilise our service. You can contact us at customerservice@xbridge.com or using the details set out below.
Access to your Information and Correcting/Updating your Information
You may at any time request us to make available to you a copy of the personal information held about you. You may change information previously provided to us. You can contact us at the details set out below.
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:
Xbridge Limited
Attn: Customer Service
One Finsbury Square
London
EC2A 1AE
email: customerservice@xbridge.com
phone: +44 (0)20 7920 8000
fax: +44 (0)20 7920 8088
