With our invoice discounting product, you will receive advances of funds against outstanding sales invoices.

Up to 85% of the value of your invoices can be paid out within 24 hours of raising them. This facility is provided confidentially, so customers remain unaware of the financing arrangements.

Invoice discounting solutions are tailored for specific needs of businesses with sales in excess of £250,000.

Factoring is a flexible form of finance which advances money to a company as and when it issues new invoices, designed for businesses with a turnover greater than £100,000.

Up to 90% of the value of your invoices can be paid out within 24 hours of raising them, which can bridge the gap between raising an invoice and getting that invoice paid.

Factoring enables working capital to grow in line with sales and provides financial headroom for greater financial flexibility.

Get more from your assets

Does your business have capital tied up in debtors, stock, plant & machinery or property? We could help turn these assets into cash.

Working alongside an Invoice Discounting facility, Asset based lending (ABL), can be a cost-effective alternative to increase the working capital of your business without slowing growth.

Providing funding and payroll services for the UK temporary recruitment sector.

Our service is designed for all sizes of recruitment business and can provide invaluable support to both new and established agencies.

We provide a fully outsourced payroll management and funding service, which means temps get paid on time, whilst freeing up time to get the business moving in the right direction.

...made better

The newly enhanced Business Charter is our pledge to be clear, straightforward and fair in all our dealings with you

Read more about the many benefits of our industry leading Charter

Debtor Protection provides security for your business by protecting you against insolvency or non payment of invoices by your customers.

You may run a very successful business, however, have you thought about what would happen to your business if one of your customers became insolvent?

What would the impact be on your business?

At Lloyds TSB Commercial Finance we have a dedicated team who will work with you and provide you with a low cost, easy to manage service which could protect you from potentially damaging losses if a major customer suddenly fails.